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学生贷款

联邦学生贷款

Federal Subsidized 工作人员ord Loan - Principal is deferred and interest is paid (subsidized) by government while student is enrolled at least half time. 

Federal Unsubsidized 工作人员ord Loan - Principal is deferred while student is enrolled at least half time. 利息 while student is in school. 

Federal Parent Loan for 本科 Student (PLUS) - Repayment of principal and interest begins immediately after loan is fully disbursed. 

贷款类型 笔记
Federal Direct (工作人员ord) Subsidized Loan

Federal Direct Loans are considered self-help aid, as the student must repay the loan 有兴趣地.  The federal government pays the interest on subsidized loans while the student is attending at least half-time.  Subsidized loans are awarded to students with financial need, not to exceed the student's financial need or the annual limit (见下表).  The interest rate for a direct loan disbursed on or after July 1, 2022, and before 2023年7月1日 4.99%.

Detailed information regarding Federal Direct Loans can be found at: 

Department of Education Website

Federal Direct (工作人员ord) Unsubsidized Loan

Federal Direct Loans are considered self-help aid, as the student must repay the loan 有兴趣地.  Unsubsidized loans begin accruing interest from the day that they 是支付.  Unsubsidized loans are awarded to students regardless of financial need, not to exceed the annual limit (见下表). 

The interest rate for a direct loan disbursed on or after July 1, 2022, and before 2023年7月1日 4.99% for undergraduate students and 6.54% 研究生. 

Detailed information regarding Federal Direct Loans can be found at: 

DEPARTMENT OF EDUCATION WEBSITE

家长PLUS贷款

The Federal Direct PLUS Loan Program allows parents of undergraduate students to borrow up to the cost of attendance (minus other financial aid).  For Parent PLUS loans first disbursed on or after July 1, 2022, and before 2023年7月1日 7.54%.  In order to apply for a Parent PLUS loan, the student must have a completed FAFSA on file, and the parent must complete a PLUS application, credit check, and Master Promissory Note.

Detailed information regarding Federal Direct PLUS Loans can be found at: 

Department of Education Website

直接贷款披露

直接贷款披露 information available here

年度贷款限额

Dependent 本科 Students

分类 基地的数量
(子/到凶手)
额外的贷款
(到凶手)
总计
大一新生 $3,500 $2,000 $5,500
二年级学生 $4,500 $2,000 $6,500
初级 $5,500 $2,000 $7,500
高级 $5,500 $2,000 $7,500

Independent 本科 Students and Dependent 本科 Students Whose Parents 不能借PLUS 

分类 基地的数量
(子/到凶手)
额外的贷款
(到凶手)
总计
大一新生 $3,500 $6,000 $9,500
二年级学生 $4,500 $6,000 $10,500
初级 $5,500 $7,000 $12,500
高级 $5,500 $7,000 $12,500

笔记

注1: Satisfactory Academic Progress must be maintained by each student in order to maintain eligibility for any financial aid program (grants, work study, loans).

Note 2: A student may borrow no more than the annual limit shown for his/her combined subsidized and unsubsidized 工作人员ord Loans.

Note 3: Additional loan amounts may be available to independent students and to student whose parents are ineligible for the Parent PLUS loan program.

*FAFSA is the Free Application for Federal Student 援助. 365彩票在线过滤's Title IV code for federal financial aid applications is 002654.

**Deadlines represent risk dates. Students who apply after these dates may find they are eligible, but may not be awarded certain types of aid due to limited funding.

Loan Repayment Information

If you have borrowed student loans to assist in financing your education, the Financial 援助 Office encourages you to periodically visit the National Student Loan Database System to view your loan history and lender information.  Please also take some time to review the resources below to help plan for repayment.  你可以 联络我们的办事处 at any time so that we can review your options, and answer any questions you may have regarding repayment.

Federal Student Loan Repayment Information  The Department of Education's overview of basic loan repayment information

Federal Student Loan Repayment Checklist  A handy tool to keep you on track with the loan repayment process

Loan Repayment Estimator We recommend using this estimator before deciding to take out loans, and during your time as a student, so that you fully understand the implications of each additional 你拿出的贷款.  The estimator allows you to see different repayment plan options and amounts that you would pay under each plan

Trouble Making Payments?  This page will guide you as to your options if you are confused about or unable 偿还贷款.

365彩票在线过滤's Student Loan Code of Conduct for Education Loans

 Video: Responsible Borrowing

Video: Repayment-What to Expect

联系财政援助

办公时间: new hours until further notice Monday - Friday 8 AM-4 PM

地点: Second floor of Fidel Center. Bear left at the top of the stairs; we are just past 出纳处

电子邮件: financial_aid@dailydosehealing.com

邮寄地址:  
365彩票在线过滤 - 金融援助
勒罗伊广场801号
Socorro, NM 87801

电话: 575-835-5333

传真: 575-835-6519